What are three main reasons for this recent drop in the amount saved by households for retirement?

1. According to a recent poll, what percentage of American households have less than $25,000 saved for retirement in 2012? What was this percentage in 2008?

2. What are three main reasons for this recent drop in the amount saved by households for retirement?

3. What steps can the government take to help ensure households have enough money for when they retire? Are these actions likely to be implemented? Are there any actions that monetary policy officials can take to help increase retirement savings?

4. What alternatives does a person have to compensate for low savings rates? Where are other good investments?

Just as a point of interest, take a look at the article below on investing at a younger age. This article uses many of the skills you have learned this semester. Any thoughts or comments?


 

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