Margaret and Jeremy Tinsman were, so they thought, in the prime of their life. Margaret was a homemaker and Jeremy was a successful used car salesman. Both were covered under a group health care plan through Jeremy’s employer. At 53, Jeremy had a debilitating stroke, which left him completely paralyzed on his left side and unable to speak. Subsequently, Jeremy had to quit his job. What options are open to Margaret and Jeremy as far as health insurance is concerned? What role, if any, do HIPAA and the Affordable Care Act play in this scenario?
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